Effective date: October 16, 2026

1. Who we are

This Privacy Policy explains how Smart Money Blueprint Inc, a Delaware corporation (“Smart Money Blueprint,” “we,” “us”) collects, uses and shares personal information through smartmoneyblueprint.com (the “Site”), our online programs, our member community and our live calls.

Smart Money Blueprint provides online education that teaches real estate professionals how to earn broker fees on private money and hard money loans.

Mailing address: 7600 W Tidwell Rd Ste 709, Houston, TX 77040
Email: legal@smartmoneyblueprint.com

2. Information we collect

Contact information. Name, email address, phone number, mailing address and company name.

Purchase information. The program you bought, invoices, payment status and billing address. Card and bank details are entered with our payment processors, Stripe or Chase; we do not store full card numbers.

Profile and professional information. Your role (for example real estate agent, loan officer or investor), experience, goals, market and anything you add to your community profile.

Community and call content. Posts, comments, messages, questions and files you share in our Mighty Networks community, and your name, image, voice and chat messages when you join live calls on Zoom. Member calls are recorded. Recordings are stored on Vimeo and shared with members in the community, and we keep summaries and transcripts of calls in our files. Teaching calls more than one year old may be published publicly, for example on YouTube. Do not share confidential deal details or personal details on a call if you do not want them recorded.

Deal information you share. If you bring a loan scenario to a call or coaching session, details about the deal and the borrower. Please share only what is needed and remove borrower identifying details where you can.

Communications. Emails, texts and support requests.

Device and usage information. IP address, browser type, device type, pages viewed, lessons completed, referring site and similar data collected by cookies and pixels.

3. How we collect it

• Forms and checkout. Website forms (Gravity Forms), order and invoice pages, and forms in our CRM (GoHighLevel).
• Our platforms. Your activity in our course and community platforms (GoHighLevel and Mighty Networks) and on Zoom calls.
• Directly from you. By email, phone, text, video call or in person.
• Cookies, pixels and site tools. The Meta (Facebook) pixel, through the PixelYourSite plugin; Google Tag Manager and Google Analytics; and GoHighLevel forms and chat.
• Calls and texts. Through our phone and texting system in GoHighLevel.

4. How we use it

• To deliver the programs you buy, give you access, and run live calls and the community.
• To process payments, send invoices and handle refund requests.
• To answer questions and provide support.
• To send program updates, call reminders and, if you agree, marketing messages.
• To measure and improve our programs, Site and advertising.
• To protect the community, enforce our Terms and prevent fraud.
• To comply with law and legal process.

5. How we share it

• Service providers that work for us under contract, including GoHighLevel (CRM, email, texting, forms, chat, courses and invoices), Mighty Networks (community), Zoom (live calls), Vimeo (call recordings), Gravity Forms and our website host, payment processors, and analytics providers.
• Other members and the public. What you post in the community or say on a live call can be seen by other members and by members who watch the recording. Teaching calls more than one year old may be published publicly, for example on YouTube.
• PMB Network. Our affiliated company PMB Network, for example when you join the PMB Network membership.
• Affiliated lenders. We do not pass your information to our affiliated lenders, LNH Capital or RS Capital. If you submit a deal or loan request to one of those lenders, you do it yourself on that lender’s website, and that lender’s privacy policy applies.
• Advertising and analytics partners such as Google and Meta, through cookies and pixels on the Site. See section 7.
• Legal and safety. When required by law, subpoena or court order, or to protect our rights, members or others, or to prevent fraud.
• Business transfers. In a merger, sale of assets or similar transaction.

We do not sell personal information for money. We do use pixels for advertising measurement and targeted advertising. You can opt out of this at any time, as described in section 7.

6. Text messages (SMS)

If you give us your mobile number and agree to receive texts, we may send call reminders, program updates, account notices and, only if you separately agree, promotional offers. Message frequency varies. Message and data rates may apply. Consent to marketing texts is not a condition of purchase.

Reply STOP to any message to stop texts. Reply HELP for help, or email us.

We do not share or sell your mobile number or text messaging consent with third parties for their marketing purposes. Carriers are not liable for delayed or undelivered messages.

7. Cookies, pixels and your choices

We use cookies and pixels to measure Site traffic, remember settings, measure our advertising and show you targeted ads on other sites and social media. You can:

• Opt out of targeted advertising by using Global Privacy Control in your browser. We honor Global Privacy Control signals as a request to opt out of sale, sharing and targeted advertising.
• Opt out by emailing legal@smartmoneyblueprint.com.
• Block or delete cookies in your browser settings.
• Opt out of Google Analytics with Google’s browser add-on.
• Adjust ad settings in your Google and Meta accounts.

Blocking cookies may affect how the Site works.

8. How long we keep it

We keep account and purchase records for as long as you are a customer and then as long as needed for tax, accounting and legal purposes. Community posts stay up until you or we remove them. Call recordings are kept as part of the member library for as long as the program is offered. Marketing contact information is kept until you ask us to delete it or it is no longer useful.

9. Security

We use reasonable administrative, technical and physical safeguards and rely on established vendors for payments, hosting and community. No method of transmission or storage is completely secure.

10. Children

Our programs are for adult professionals. We do not knowingly collect personal information from anyone under 18. If we learn we have, we will delete it.

11. Your state privacy rights

Residents of some states, including Texas, California, Colorado, Virginia, Connecticut, Oregon and others, have privacy rights under state law. Depending on your state and subject to exceptions, you may have the right to:

• Confirm whether we process your personal information and get a copy of it.
• Correct inaccurate personal information.
• Delete personal information, subject to legal exceptions.
• Opt out of targeted advertising, the sale of personal information and certain profiling.

To make a request, email legal@smartmoneyblueprint.com or write to the mailing address in section 1. We will verify your identity by matching information we already hold, and we respond within 45 days. If we deny your request, you may appeal by replying to our decision or emailing us with “Appeal” in the subject line. If your appeal is denied, you may contact your state attorney general. We will not discriminate against you for using these rights.

12. Contact us

Smart Money Blueprint Inc
7600 W Tidwell Rd Ste 709, Houston, TX 77040
legal@smartmoneyblueprint.com
Phone: 832-900-3834

13. Changes to this policy

We may update this policy. We will post the new version on this page with a new effective date. If the changes are material, we will give additional notice, such as a banner on the Site, a community post or an email.